I can’t tell you how often over the years I have heard the frustrations of my clients who have been in a car crash with someone who had no insurance and are trying to get compensated by their own auto company through uninsured motorist coverage. I hear so often how they thought they could handle it without an attorney - “it is my company and I thought they would help me.” They share their tale of woes and frustration because their auto insurance company will not pay them fair compensation for their injuries despite being a loyal customer and paying insurance premiums for years or even sometimes decades. My clients will say “but I’ve been a loyal customer for 20 years and never made a claim.” And this is true, but does not matter at all to the insurance company.
I explain to my clients, don’t feel targeted, it’s not just you. This is not unusual; and you have done nothing wrong. I am not a pessimistic person. This view comes from over 26 years of experience handling car crash litigation. The harsh reality is your auto insurance company is not your friend. They are a business and like many other businesses their main goal is money - producing profits for their shareholders. So, your claim is viewed by them as just another claim, nothing special just because you are their insured. They treat you just like they would the stranger making a claim against one of their insureds. You can do nothing to change this.
This is why you need an attorney to handle your claim. When involved in a car crash, let your attorney handle the litigation and your insurance carrier, so you can focus on your health and recovery. Your attorney will be better equipped to get you the most compensation for your injuries. The attorneys at Kirshenbaum & Kirshenbaum will help you through the entire experience and understanding how your insurance company will view and handle your claim.
Our job as your attorney is to prepare you for the unavoidable battle with your insurance company. Your emotions, following a crash, are real. Our attorneys know how to guide you and channel your emotions to be expressed at the right time and manner to put you in the best position to be appropriately compensated for your injury.
