After a car accident, victims are often overwhelmed by medical bills and unexpected costs, and often they’re unable to work following the accident. While injury victims have a number of options when it comes to getting payment for their medical treatment and property damage, the amount they can collect will depend on the specifics of their case. 
Potential Sources of Compensation After a Crash
To determine how much you could be owed for car accident losses, you need to know who is responsible for the accident and how much compensation is available through insurance. Rhode Island law requires all drivers to purchase at least $25,000 in bodily injury liability coverage and $25,000 property damage coverage. If the negligent driver purchased only minimum coverage and you sustained severe injuries, $25,000 may not be enough to compensate you for all of your losses.
However, you may be able to get additional payment for your car accident costs from:
Other forms of insurance.
If you purchased enhancements to your own auto insurance such as personal injury protection (PIP), insured motorist (UIM) coverage, or MedPay, you may be able to obtain compensation from them. Your own health insurance may also be used to offset the medical costs of your injury.
A defective auto parts manufacturer.
If your accident was caused by a tire blowout, malfunctioning airbag, defective seatbelt, or other faulty auto part, the manufacturer may be liable for your medical bills, lost income, and pain and suffering. If this is the case, our product liability attorney team will make note of it.
