How to Pay for Medical Coverage After a Hit-and-Run Car Accident

In Rhode Island, the at-fault driver is responsible for paying all the costs of a car accident. But if the driver flees the scene after causing an injury, a victim may not be sure where to turn to get payment for medical bills. While victims of hit-and-run crashes have a few options for obtaining a financial recovery, they need to take action quickly.

Collecting Damages for Injuries After a Hit-and-Run Crash

The best way victims can protect their right to payment is to call the police after a hit-and-run crash. The police will investigate the crash scene and may be able to track down the driver who caused the accident, giving the victim a better chance of collecting the maximum possible financial recovery.

You may also be able to pay for medical bills and other costs through:

Your car insurance.

If you were hit while driving or while riding as a passenger in your own car, you will need to report the accident to your own insurance company. If you have uninsured motorist coverage, this can be used to pay for the costs of the accident if the other driver is never identified. Since your insurance company has a right to be reimbursed by the at-fault driver’s insurance company, your insurer has a vested interest in tracking down the person who hit you.

Your health insurance.

If you were struck while walking or cycling and do not have car insurance, you can use your health insurance to pay for the costs. If you do not have health insurance, you may qualify for state and federal assistance programs (such as Medicaid).

A third-party lawsuit.

You should always consult with an attorney after a hit-and-run crash. Even if the at-fault driver is identified and the police file criminal charges, you will still have to file a civil case in order to recover any damages.

Have You Been Injured In A Car Accident?

If you've been hurt in a car accident you need to speak to an experienced car accident lawyer as soon as possible. Please contact us online or call our Warwick office directly at 401.946.3200 to schedule your free consultation. We help accident victims in Providence, Warwick and all areas of Rhode Island.