Should I Accept an Insurance Settlement?

Christopher L. Russo
Helping Rhode Island personal injury victims for nearly three decades to get the compensation they deserve.

One of the more common questions we receive at Kirshenbaum & Kirshenbaum is whether a client should accept an offer that an insurance company has presented. Most of the time, the answer is no. It is always better to speak with a skilled attorney regarding the specifics of the situation before saying yes or no to any offer following an accident. There may be complex issues involved that require the attention of medical professionals and other experts.

To find out more about the actual value of your claim and what you should say to an insurance company, call our lawyers today or schedule a free initial appointment online. Based in Cranston, we serve clients throughout the Providence area.

Why You Shouldn't Accept an Initial Insurance Offer After an Accident

The bottom line is that insurance companies are out to protect their best interests, not yours. While an offer may sound good initially, it will most likely not take into consideration any long-term complications that could arise. Further, serious injuries such as brain or spinal cord damage could take years to fully develop. If you accept a low-ball offer now, there will be no money down the road to care for your needs when the really large medical bills start coming.

How Can an Attorney Help?

Our attorneys will fully investigate your claims to uncover all costs that are possible in the future. We do this by consulting with medical professionals who give us very accurate costs and predictions about your specific injury. Our lawyers will then present this evidence to the other side in an attempt to reach the best negotiated settlement we can.

If the insurance company is unwilling to provide you with the benefits you deserve, we will take them to court and present your case to a judge and jury. Since 1933, our firm has been building a well-respected reputation in the Cranston and Providence areas as aggressive litigators. This gives us an advantage in negotiations since the insurance companies know that we are not afraid to take them to court.

Have You Been Involved In A Rhode Island Motor Vehicle Accident?

If you've been hurt in a motor vehicle accident you need to speak to an experienced car accident lawyer as soon as possible. Please contact us online call our Cranston office directly at 401.946.3200 to schedule your free consultation. We help accident victims in Providence, Warwick and all areas of Rhode Island.