Fill out an accident report.
Most employers require that any injuries on the premises be reported to both the business owners and federal regulators. If possible, you should report the injury to your supervisor on the day of the accident. Your supervisor will need to complete an injury report and file the paperwork before you can seek coverage through workers’ compensation.
File a workers’ compensation claim.
Once the accident has been documented, the employee can file for injury benefits under workers' compensation insurance. Workers’ compensation allows employees to receive benefits for medical bills and lost income without taking an employer to court or proving that the employer's negligence caused the injury.
Consult an attorney.
There are some instances when workers’ compensation is not enough to cover the employee’s injury costs. A worker’s claim for compensation may be denied, his earning capacity severely diminished, or he may experience retaliation from the employer for filing an injury claim. An attorney can examine the details of the case closely to determine whether the employee could file a lawsuit against the employer.
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